Effective Date: March 2025

These Terms and Conditions (“Agreement”) govern your use of the services provided by New Haven Funding (“Company”, “we”, “us” or “our”. By accessing or using our website or services, you (“User” or “you”) agree to be bound by these Terms and Conditions. If you do not agree to these Terms, do not use our website or services.

1. Eligibility

By using our website and services, you affirm that you are at least 18 years old and have the legal capacity to enter into a binding contract. If you are using the services on behalf of a business or entity, you represent and warrant that you are authorized to bind that business or entity to these Terms and Conditions.

2. Services Provided

New Haven Funding provides financial services including, but not limited to, loan applications, loan processing, and related services. The Company reserves the right to modify, suspend, or discontinue any part of its services at any time, with or without notice.

3. User Obligations

By using our website or services, you agree:

• To provide accurate, current, and complete information as required during the loan
  application process.
• To update any information provided to ensure it remains accurate and up-to-date.
• Not to use our website for any unlawful purpose or in a way that could damage, disable, or impair our services.
• Not to interfere with the security or integrity of the website or attempt to gainunauthorized access to our systems or networks.

Loan Applications

New Haven Funding offers loans subject to approval. The loan application process may require you to provide financial and personal information, including credit history, income, and other relevant details. All applications are subject to the Company’s approval process, and the Company reserves the right to reject any loan application at its discretion.

5. Privacy and Data Collection

By using our services, you consent to the collection and use of your personal information as described in our Privacy Policy. We take reasonable measures to protect your personal data, but we cannot guarantee complete security due to the inherent risks of transmitting information over the internet.

6. Fees and Charges
Fees for services, if applicable, will be disclosed during the loan application process. You agree to pay all fees and charges associated with your loan, including any interest, administrative fees, or late payment fees, as outlined in your loan agreement.

7. Interest Rates

The interest rate applicable to your loan will be determined based on factors such as your creditworthiness and loan term. The interest rate will be clearly disclosed in the loan agreement. You agree to the terms set forth in the loan agreement, including any adjustments to the interest rate that may apply based on changes in market conditions or your payment history.

8. Consent to Contact

By completing the form and opting in, you expressly consent to being contacted by a New Haven Funding agent via phone, email, or SMS regarding the services you requested. You understand that this contact may include, but is not limited to, follow-up communications related to your inquiry, loan offers, and other relevant information. Standard messaging and data rates may apply for SMS communications. Consent is not required to purchase any goods or services from New Haven Funding. You can opt-out of receiving communications at any time by replying “STOP” to any SMS or contacting us directly.

9. Intellectual Property

All content on the New Haven Funding website, including but not limited to text, graphics, logos, images, and software, is the property of New Haven Funding or its licensors and is protected by copyright laws. You may not use, reproduce, or distribute any content from our website without prior written consent from the Company.

10. Limitations of Liability

To the fullest extent permitted by law, New Haven Funding is not responsible for any loss, damage, or expense incurred by you as a result of using our website or services, including but not limited to errors in loan applications, delays, or issues related to the loan approval process. We do not guarantee the availability, reliability, or accuracy of our services.

11. Indemnification

You agree to indemnify and hold harmless New Haven Funding, its affiliates, employees, and agents from any claims, losses, damages, or expenses arising out of your use of our website, services, or your violation of these Terms and Conditions.

12. Third-Party Links

Our website may contain links to third-party websites or services that are not controlled by New Haven Funding. We are not responsible for the content, privacy practices, or actions of third-party websites. We encourage you to review the terms and policies of any third-party site you visit.

13. Termination

New Haven Funding reserves the right to suspend or terminate your access to the website and services at its sole discretion, without notice, for any reason, including but not limited to violation of these Terms and Conditions.

14. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the state in which New Haven Funding is incorporated, without regard to its conflict of law principles. Any disputes arising under or related to these Terms will be subject to the exclusive jurisdiction of the courts located in New Mexico.

15. Amendments

New Haven Funding reserves the right to amend or update these Terms and Conditions at any time. Any changes will be posted on this page with the updated “Effective Date.” By continuing to use our services after any changes, you accept the updated Terms and Conditions.

16. Contact Us

If you have any questions about these Terms and Conditions or need further information, please contact us:

New Haven Funding
Email: [email protected]
Phone: 800-998-4361
Address: 120 Madeira Dr. NE – Suite 220. Albuquerque, NM 87108

By using our website or services, you acknowledge that you have read, understood, and agree to these Terms and Conditions.